How to invest your money during a period of low interest rate, high stock prices and the uncertainty

Assume you have $100,000 in cash. The stock market is at its peak. Bond and fixed deposit yields are close to zero.,you are afraid of losing your job in a downturn. What is the best way to invest your money?

REPLY

I will keep 20% in cash, to be drawn down in an emergency. I will invest the remaining 80% in a spread of blue chip shares or an index fund, and view it as a long term investment.

In a period of low interest rate, it does not make sense to keep the money in cash (apart from the emergency fund of 3 to 6 months salary). It is better to invest the money in shares and earn a much better yield.